Visitors to Canada

Right for you if:

  • You’re in Canada and don’t have a provincial health insurance plan 

  • You’re planning to come to Canada

  • Get a Quote
    Insurance specially designed for visitors and new immigrants to Canada

    Top reasons to choose Scotia Travel Insurance1

    • Select the amount of emergency medical insurance that’s right for you
    • Choose an individual, couple or family plan2
    • Find a premium that fits into your budget
    • Get a quote in just a few minutes
    • Buy online or by phone easily

    You can apply for this insurance if you’re 85 years old or less3 and you’re: 

    • Visiting Canada, or
    • A new immigrant or on a work Visa, or
    • A Canadian resident who is not eligible for government health insurance benefits


    Choose the coverage you want

    With two plans available, you can pick the one that’s right for you.

    Plan A: Emergency Medical Plan1 with no Coverage for Pre-Existing Conditions. See policy for details.

    • Choose the amount of emergency medical insurance you need, up to $150,000 CDN, if age 69 or less.
    • Coverage is available for individuals who are up to 85 years old
    • Family coverage is available for those age 59 and under2

    Plan B: Emergency Medical Insurance1 with Coverage for Pre-Existing Conditions

    • This covers pre-existing medical conditions as long as you are stable for at least 180 days before your coverage starts. Please see policy for details. Get up to $150,000 CDN in emergency medical insurance if you are 69 years old or less3
    • Get up to $100,000 CDN in emergency medical insurance if you’re between 70-85 years old
    • If you are 40 years of age or over age, you must complete a medical questionnaire at the time of application
    • Coverage is available for individuals 

    Ready to apply

    By Phone

    Call us toll-free
    Mon-Fri (8am-8pm ET)

    For Claims - Phone

    Call toll free 

    Mon-Fri (8am-8pm ET)



    Convenient application process 

    Apply Online

    Scotia Travel Insurance, distributed by the BNS Insurance Agency Inc., is underwritten by

    The Manufacturers Life Insurance Company (Manulife) and First North American Insurance Company,

    a wholly owned subsidiary of Manulife. Manulife, P.O. Box 670, Stn. Waterloo, Waterloo, ON N2J 4B8.