Auto Insurance

Protect yourself on the road with an auto insurance policy that goes the extra mile.

Benefits you can look forward to:

  • 24/7 claims service

  • Multi-vehicle discount

  • Loss of use coverage

  • Flexible premium payment options

  • Online self-service

  • Get a quote

    Been here before? Retrieve a saved quote

    Need to make a claim? Call 1.833.223.8743

    Auto insurance

    Bundle and save.

    Take advantage of additional savings and benefits when you insure your home and car through us.*

    Coverage Options

    From basic to comprehensive, and everything in-between, Scotia Auto Insurance has the right coverage for your car, truck, or motorcycle. In Canada certain coverages are mandatory for all drivers, however, there are many optional coverages you can add to suit your individual needs and budget.

    Our coverage options include: 


    This covers your personal liability in the event of accidental damages or injury to someone else. Choose $1 million or $2 million in coverage.

    Uninsured Auto

    Uninsured Auto coverage financially protects you if you are hurt by an uninsured, or hit and run driver. Your vehicle damage and contents may also be covered too. 


    This covers repairs to your vehicle after a collision that you are responsible for. If you finance or lease a vehicle, your financial institution may require you to have this coverage.  


    An extra, Comprehensive coverage financially protects you in the event of damage that does not occur from a collision; like hail, fire, theft or vandalism. 

    All Perils

    An All Perils policy gives you access to both Comprehensive and Collision insurance, providing you with full coverage. In addition, you are also covered for theft of your vehicle by someone who lives in your house.

    Rental Vehicle Coverage

    If you have both Collision and Comprehensive insurance on your policy you may be eligible for Rental Vehicle Coverage too. This insures you for any car rental in Canada or the U.S.

    Get a quote

    24/7 Insurance Claims

    Should the unexpected happen, we’ll be here every step of the way. You can report your claim day or night directly to one of our friendly and professional representatives.

    You can count on your claims representative to:

    • Confirm your coverage based on your policy
    • Explain your options so that you can decide what to do next
    • Make arrangements for repair or replacement of your vehicle to help you get your life back to normal

    Your Policy, Your Way

    Our online self-service options put you back in the driver’s seat of your policy. With just one click, you can manage your policy online and:

    • View upcoming payments
    • Access policy documents
    • Download a temporary liability card

    And more!

    Contact Us

    Sales & Service

    Monday - Friday: 8am-6pm
    Your local time



    24 hours, 7 days a week

    Roadside Assistance

    24 hours, 7 days a week
    Available to subscribed policy holders only


    Online Support

    Manage your policy online, view our FAQs or chat to a specialist


    Help & Support