ScotiaLife® Guaranteed Life Insurance

Available exclusively to Canadian Residents between ages 50 - 75. 30 Day No Risk Review Period!

Acceptance is guaranteed.*

Get a quote/Apply now



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You’ve been there for your loved ones. Make sure you’re always there for them by getting the life insurance you need to cover your funeral expenses, medical bills and unpaid debts. It’s time to take a second look at your options and get ScotiaLife Guaranteed Life Insurance

Simple & Affordable

  • No health questions when you apply

  • No medical exam

  • You can’t be turned down, regardless of your medical condition

  • Rates start as low as $3.00 dollars per week

  • Rates will never increase and coverage will never decrease as long as premiums are paid.

  • Simple to Apply

  • Reliable Lifetime Insurance

  • Up to $25,000 in insurance coverage

  • All benefits are paid 100% tax-free to your beneficiary

  • Permanent insurance you can keep your entire life

  • Special savings for non-smokers

  • In case of a covered accidental death before age 75, your beneficiary could receive 5 times your benefits, up to $125,000.

    You can’t be turned down.*

  • Get a quote/Apply now

    Other reasons to take a second look at your options and get ScotiaLife Guaranteed Life Insurance NOW.

  • No payments after age 90

    When you reach age 90, you won't have to pay any more premiums and coverage will continue for the rest of your life.

  • Terminal Illness Benefit

    You can receive 50% of your life insurance benefit while you are alive if, after 2 years of your coverage being in force, you are diagnosed with a terminal illness by a Medical Specialist and you have 12 months or less to live. Use this money however you want.

  • Risk-Free, 30-day Review Period 

    If for any reason you are not completely satisfied with your ScotiaLife
    Guaranteed Life Insurance coverage, simply return the policy within 30 days. Any premiums paid will be refunded - no questions asked.

  • You can’t be turned down

    Remember, with ScotiaLife Guaranteed Life Insurance, your acceptance is GUARANTEED, regardless of your health or medical history – even if you’ve been turned down for insurance in the past.

  • Get a quote/Apply now

    Ready to Apply

    To speak with a ScotiaLife representative

    call 1-800-961-8942

    Call us now