Canadians 59 and Younger

Right for you if:

  • You’re travelling outside the province or territory where you live

  • You may need emergency medical care while travelling

  • Get a Quote

    Your provincial health plan covers only a fraction of the healthcare expenses you may incur while you're traveling outside of Canada. It also limits the amount paid for the emergency medical care you receive if you get sick or injured when you are in another province. That's why it's important to protect yourself with our simple and affordable coverage even when travelling within Canada.

    Coverage that suits your travel needs

    • Get up to $10 million CDN in emergency medical insurance
    • Choose the insurance coverage that suits you best
    • Get a quote in minutes
    • Buy online or by phone easily

    PLUS:

    Save when you travel within Canada

    Our special Canadian Travel Emergency Medical Plan can help cover the cost of emergency medical expenses across the country so that you don’t have to. Plus, it costs 50% less than our regular emergency medical insurance so it may be even more affordable than our other plans.

    This plan is ideal when you are only taking one trip within a 12 month period

    Choose the coverage you want

    With three Single Trip plans available, you can pick the one that’s right for you.

    Emergency Medical Plan1
    • You can get up to $10 million dollars CDN in emergency medical insurance.
    • If you get sick, you may have access a qualified doctor by phone or even have the doctor make a house call with the Medical Concierge benefit.
    Trip Cancellation/Interruption Plan3

    Provides you reimbursement for your prepaid non-refundable and non-transferable travel arrangements in the event you must cancel your trip or your trip is interrupted due to a covered event6.

    All Inclusive Plan1

    You’ll have all the benefits of Emergency Medical Insurance, Trip Cancellation/Interruption Insurance plus:

    Baggage Loss, Damage and Delay Insurance1

    You may be reimbursed up to $1,000 CDN per trip if loss or damage to your baggage occurs due to a covered event6. Should your checked baggage be delayed more than 10 hours during your trip, you may be reimbursed up to $500 CDN for necessary toiletries and clothing.

    Flight and Travel Accident Insurance1

    This benefit provides a lump sum payment in cases of accidental bodily injury or death while travelling as a commercial passenger on a plane, while making a flight connection or while you are at the airport awaiting a flight.  A lump sum payment is also payable in cases of accidental bodily injury or death as a result of an accident that may happen during your trip.

    Travelling more than once in a 12 month period

    What’s the average length of your trips? You can get coverage for up to 4, 10, 18, 30 or 60 days. Plus, you can top up4 your emergency medical coverage and purchase additional days if your trip is longer than planned.

    Choose the coverage you want

    With three Multi Trip plans available, you can pick the one that’s right for you.

    Emergency Medical Plan1
    If you need emergency medical care, you can receive up to $10 million dollars CDN in emergency medical insurance.
     
    • If you get sick, you can access a qualified doctor by phone or even have the doctor make a house call with the Medical Concierge benefit.
    Trip Cancellation/Interruption Plan3

    Provides you reimbursement up to your maximum insurable limit for your prepaid non-refundable non-transferable travel arrangements in the event you must cancel your trip or your trip is interrupted due to a covered event6.

    All Inclusive Plan1

    You’ll have all the benefits of Emergency Medical Insurance, Trip Cancellation/Interruption Insurance plus:

    Baggage Loss, Damage and Delay Insurance1

    You may be reimbursed up to $3,000 CDN per trip for loss or damage to your baggage due to a covered event6. Should your checked baggage be delayed more than 10 hours during your trip, you may be reimbursed up to $1,500 per policy CDN for necessary toiletries and clothing.

    Flight and Travel Accident Insurance1

    This benefit provides a lump sum payment in cases of accidental bodily injury or death while travelling as a commercial passenger on a plane, while making a flight connection or while you are at the airport awaiting a flight.  A lump sum payment is also payable in cases of accidental bodily injury or death as a result of an accident that may happen during your trip.

     

    If you are travelling outside your province of residence but within Canada, you still need travel insurance.

    Our Canadian Travel Emergency Medical Single Trip Plan gives you all the coverage of our regular Emergency Medical Single Trip Plan at a 50% savings. Every province has its own Government Health Insurance Plan (GHIP)2 which can have different maximum amounts payable for different medical services. So if you need emergency medical attention while travelling out-of-province, you will personally have to pay any difference between what your province's GHIP covers and what the destination province charges.

    Need some additional coverage? Just “top up” your current emergency medical travel insurance.

    Here’s how it works. Let’s say you’re insured for a 10-day trip but you’re actually staying for 12 days. You can top up your emergency medical insurance by purchasing two extra days of coverage.  Then you’ll have coverage for your whole trip5.

    Topping up your emergency medical insurance1 is ideal when:

    • Your current Multi Trip plan doesn’t cover the full length of your trip.
    • You’re already insured through your employee extended health plan or your credit card, but you need a few extra days of coverage5.

    Please ensure your current plan allows top ups.

    Plus, Emergency Medical Top-Up coverage is available for individuals, couples and families1.

    Ready to apply

    By Phone

    Call us toll-free

    Mon-Fri (8am-8pm ET)

    1-877-421-0157
    For Claims - Phone

    Call toll free 

    Mon-Fri (8am-8pm ET)

    1-877-372-2989
    Online

    Convenient application process 

    Apply Online