Protect what matters most.

Bundled savings applied when you purchase both home and auto insurance through BNS Insurance Agency Inc.

Scotia Home & Auto Insurance is arranged for by BNS Insurance Agency Inc. Policies are underwritten by Unifund Assurance Company (“Unifund”) except in the province of Quebec where the policies are underwritten by Royal & Sun Alliance Insurance Company of Canada (“RSA”).  Johnson Inc., as sub-contractor to BNS Insurance Agency Inc., provides certain customer services in respect of Scotia Home & Auto Insurance.

Described coverage and benefits applicable only to policies underwritten by Unifund or RSA. Auto insurance not available in BC, SK or MB. Home and auto insurance not available in NU. Johnson, RSA and Unifund share common ownership.

Eligibility requirements, limitations, exclusions or additional costs may apply, and/or may vary by province or territory.

Bundled savings applied when you purchase both home and auto insurance through BNS Insurance Agency Inc.

Scotia Home & Auto Insurance is arranged for by BNS Insurance Agency Inc. Policies are underwritten by Unifund Assurance Company (“Unifund”) except in the province of Quebec where the policies are underwritten by Royal & Sun Alliance Insurance Company of Canada (“RSA”).  Johnson Inc., as sub-contractor to BNS Insurance Agency Inc., provides certain customer services in respect of Scotia Home & Auto Insurance.

Described coverage and benefits applicable only to policies underwritten by Unifund or RSA. Auto insurance not available in BC, SK or MB. Home and auto insurance not available in NU. Johnson, RSA and Unifund share common ownership.

Eligibility requirements, limitations, exclusions or additional costs may apply, and/or may vary by province or territory.

ScotiaLife Critical Illness Insurance and ScotiaLife Health & Dental Insurance are underwritten by Sun Life Assurance Company of Canada; these products are not available in Scotiabank branches. All insurance coverage is subject to the terms and conditions outlined in the applicable Certificate of Insurance provided. 

Scotia Travel Insurance, distributed by the BNS Insurance Agency Inc., is underwritten by The Manufacturers Life Insurance Company (Manulife) and First North American Insurance Company, a wholly owned subsidiary of Manulife. Manulife, P.O. Box 670, Stn. Waterloo, Waterloo, ON N2J 4B8.