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Benefits you can look forward to:
24/7 claims service
Loss of use coverage
Flexible premium payment options
From basic to comprehensive, and everything in-between, Scotia Auto Insurance has the right coverage for your car, truck, or motorcycle. In Canada certain coverages are mandatory for all drivers, however, there are many optional coverages you can add to suit your individual needs and budget.
Our coverage options include:
This covers your personal liability in the event of accidental damages or injury to someone else. Choose $1 million or $2 million in coverage.
Uninsured Auto coverage financially protects you if you are hurt by an uninsured or hit and run driver. Your vehicle damage and contents may also be covered too.
This covers repairs to your vehicle after a collision that you are responsible for. If you finance or lease a vehicle, your financial institution may require you to have this coverage.
An extra, Comprehensive coverage financially protects you in the event of damage that does not occur from a collision; like hail, fire, theft or vandalism.
An All Perils policy gives you access to both Comprehensive and Collision insurance, providing you with full coverage. In addition, you are also covered for theft of your vehicle by someone who lives in your house.
Rental Vehicle Coverage
If you have both Collision and Comprehensive insurance on your policy you may be eligible for Rental Vehicle Coverage too. This insures you for any car rental in Canada or the U.S.
Helpful tools and resources
Your Policy, Your Way
View upcoming payments
Access policy documents
Download a temporary liability card
Get a quote online
Sales & Service
Monday to Friday 8am-6pm
Your local time
Quebec: Monday to Friday 8am - 6pm
Your local time
Bundled savings applied when you purchase both home and auto insurance through BNS Insurance Agency Inc.
Scotia Home & Auto Insurance is arranged for by BNS Insurance Agency Inc. Policies are underwritten by Unifund Assurance Company (“Unifund”) except in the province of Quebec where the policies are underwritten by Royal & Sun Alliance Insurance Company of Canada (“RSA”). Johnson Inc., as sub-contractor to BNS Insurance Agency Inc., provides certain customer services in respect of Scotia Home & Auto Insurance.
Described coverage and benefits applicable only to policies underwritten by Unifund or RSA. Auto insurance not available in BC, SK or MB. Home and auto insurance not available in NU. Johnson, RSA and Unifund share common ownership.
Eligibility requirements, limitations, exclusions or additional costs may apply, and/or may vary by province or territory.