ScotiaLife® Critical Illness Insurance

Stay financially healthy as you focus on your recovery

Serious protection for serious illnesses

  • Receive a one-time lump-sum benefit¹ following the first occurrence and diagnosis of either heart attack, cancer or stroke

  • Use this cash benefit¹ in any way you wish: medication or services not covered by a health care plan, child care, household expenses and so on

  • Benefit is paid regardless of whether or not you are able to return to work

  • Apply for up to $100,000 in coverage if you are a Canadian resident, 18 to 64 years of age and a Scotiabank customer or the spouse of a Scotiabank customer

Choose ScotiaLife® Critical Illness Insurance with confidence

Affordable group rates

Enjoy low group rates exclusively for Scotiabank customers and their spouses

Flexible coverage amounts

From $25,000 up to $100,000 of affordable protection—available in increments of $25,000

Pay for any expense you choose

You decide how to spend the money

Reliable protection

Coverage automatically renews, without additional medical evidence, every year until you reach age 70, when your coverage ends

Easy payment options

Pay monthly premiums by Scotiabank credit card or automatic withdrawal from your bank account

30-day money-back guarantee

If you’re not satisfied with your coverage, simply cancel it within 30 days. Any premiums already paid will be refunded—no questions asked

For more information about ScotiaLife® Critical Illness Insurance, refer to the Definitions, Exclusions and Terminations

Ready to enroll or request a quote?

ScotiaLife® Critical Illness Insurance

Get a quote online with the convenient application process.

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Convenient application process

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