Serious protection for serious illnesses
Receive a one-time lump-sum benefit¹ following the first occurrence and diagnosis of either heart attack, cancer or stroke
Use this cash benefit¹ in any way you wish: medication or services not covered by a health care plan, child care, household expenses and so on
Benefit is paid regardless of whether or not you are able to return to work
Apply for up to $100,000 in coverage if you are a Canadian resident, 18 to 64 years of age and a Scotiabank customer or the spouse of a Scotiabank customer
Choose ScotiaLife® Critical Illness Insurance with confidence
Affordable group rates
Enjoy low group rates exclusively for Scotiabank customers and their spouses
Flexible coverage amounts
From $25,000 up to $100,000 of affordable protection—available in increments of $25,000
Pay for any expense you choose
You decide how to spend the money
Coverage automatically renews, without additional medical evidence, every year until you reach age 70, when your coverage ends
Easy payment options
Pay monthly premiums by Scotiabank credit card or automatic withdrawal from your bank account
30-day money-back guarantee
If you’re not satisfied with your coverage, simply cancel it within 30 days. Any premiums already paid will be refunded—no questions asked
Ready to enroll or request a quote?
ScotiaLife® Critical Illness Insurance
Get a quote online with the convenient application process.
The benefit is only paid for the first Covered Critical Illness that occurs. Please refer to the Definitions, Exclusions and Terminations brochure (500 kb) for information that defines Covered Critical Illnesses and the necessary survival period after diagnosis.
ScotiaLife® Critical Illness Insurance is underwritten by Sun Life Assurance Company of Canada.
ScotiaLife® Critical Illness Insurance coverage is subject to certain limitations, restrictions and exclusions. This website provides descriptions of only some of the benefits and limitations of ScotiaLife® Critical Illness Insurance. A description of the principal provisions of the coverage is provided in the Certificate of Insurance, which will be mailed to you if you are approved for coverage. Coverage is subject to all of the provisions contained in the applicable Group Policy. In the event of any conflict between any documents, including this website and the Certificate of Insurance, the Group Policy shall govern.
ScotiaLife® Critical Illness Insurance cannot be purchased in Scotiabank branches.