Travel Insurance for Students

Medical insurance coverage for those studying abroad or within Canada.

Scotia Travel Insurance includes these features

  • Get up to $2 million CDN per policy in emergency medical insurance.

  • Choose an individual or family plan

  • Get a quick quote in minutes

  • Buy online or by phone

Select the travel insurance plan that’s right for you

Outbound Students1
Coverage overview
If you get ill or injured while you’re away, this travel insurance can help pay for the cost of medical care.
Coverage features
  • Receive up to $2 million CDN per policy for Scotiabank customers in emergency medical insurance
  • Choose an individual plan or a family plan2
  • Get coverage for the whole time you’re studying outside Canada
  • Enjoy wellness benefits which include a yearly medical checkup and eye exam
To qualify for this coverage:
  • Canada must be your home country
  • You must be currently covered under your government health insurance plan
  • You must be under the age of 45
Inbound Students1
Coverage overview
Get the confidence of knowing that emergency medical care is covered if you’re temporarily living in Canada as an international student.
Coverage features
  • Receive with up to $2 million CDN per policy in emergency medical insurance
  • Choose an individual plan or family plan2
  • Enjoy wellness benefits which include a yearly medical checkup and eye exam
  • Plus, if you visit another country, your Scotia Travel Insurance can help cover you there as well3
To qualify for this coverage:
  • International full-time student and;
  • You’re under the age of 45; and
  • You may need medical care and want help covering the costs
National students1
Coverage overview

Staying in Canada but leaving your province or territory to study? Your current government health insurance plan may not cover the full cost of care while you’re away. That means if you get sick or hurt, you could get stuck paying part of the bill.

Our Canadian Travel Emergency Medical Single Trip Plan gives you all the coverage of our regular Emergency Medical Single Trip Plan at a 50% savings.

Every province has its own Government Health Insurance Plan (GHIP)4 which can have different maximum amounts payable for different medical services. So, if you need emergency medical attention while travelling out-of-province, you will personally have to pay any difference between what your province's GHIP covers and what the destination province charges.

You’ll find the Government of Canada’s recommendations on travel insurance here.

https://travel.gc.ca/travelling/documents/travel-insurance

Coverage features
  • Receive up to $2 million CDN per policy in emergency medical insurance
  • Choose an individual plan or family plan2
  • Have coverage for the full time you’re studying outside your province or territory – up to 365 days if you’re going to school full time
To qualify for this coverage:
  • Canada must be your home country
  • You must be currently covered under your government health insurance plan
  • You must be under the age of 45

Helpful resources and tools

Usually travel involves months of planning but sometimes it can be a spontaneous, last minute decision. Make sure you are prepared.

Plan a Trip

Before you embark on a vacation, business trip, or day's adventure across the border, be sure you are prepared with the proper documentation.

Travel Documentation

Frequently asked questions

Ready to apply

Travel Insurance for Students

Get a quote online with the convenient application process.

Phone

Call us toll-free
1-877-421-0157

Mon-Fri (8:00am-8:00pm EST)

For claims - phone

Call toll free
1-877-372-2989

Mon-Fri (8:00am-8:00pm EST)